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According to statistics from 2018, approximately 37% of people planned to include “saving (more) money” as part of their New Year’s resolution. However, that is sometimes easier said than done. For anyone who needs a helping hand in the personal finance department this year, here are 5 apps that can steer you in the right direction.


Mint is one of the most well-known personal finance apps on the market. Powered by Intuit, Mint basically does it all. After you link all your credit and debit cards to the app, it can track how and where you spend your money, helping you create a realistic budget. Mint can help you track investments, schedule utility payments, send email reminders for bills, and provide free access to your credit score. Mint will even alert you when you’re going over budget. It is a great option for an all-in-one budget service.

Every Dollar

Every Dollar is an app from popular finance expert Dave Ramsey, based on his “Baby Steps to Wealth” concept. Essentially, every dollar in your budget has a purpose. By connecting your bank to the app, you can import data to regularly check how much money is left in your budget. The app can also connect you with money management experts to assist with the planning process. The app itself is free, but there is the option to upgrade to a premium version.


Most adults can agree that bills are responsible for significantly cutting down on their disposable income. If you neglect to pay a bill on time, late fees can accumulate, forcing you to spend even more. Prism is an app that gives you a complete view of your finances by tracking your bills and sending reminders. The app is even a one-stop shop by letting you pay bills through the app. It is connected with over 11,000 billers, which is more than any other app to date.


You Need a Budget (or YNAB for short) is based on 4 principles: Give every dollar a job, embrace your true expenses, roll with the punches, and age your money. You can import transactions from your checking account to see exactly where you’re spending your money, helping you keep a balanced budget. The app also provides detailed reports. According to YNAB, their users tend to save more than $6,000 in the first year. It is also a great tool for someone with a great deal of debt to pay off.


Most personal finance apps are geared toward use for individuals. However, that isn’t ideal for someone who shares financial responsibilities with a spouse or partner, friends, or family. With Spendee, you can create shared wallets with anyone you share expenses with. The app’s features make it simple to track budgeted amounts for different spending categories, which is useful for everyday life, vacations and special events, such as a wedding.

By analyzing which app features are most useful for your specific financial situation, it’ll be easy to choose the best one for you.

This blog/website is only made available for educational purposes. It is designed to give visitors general information and a general understanding of select financial topics. It is not intended to provide specific financial or investment advice. Conduct your own due diligence or consult a licensed financial advisor/broker before making any and all financial/investment decisions.