Saagar Gupta | Blog
This blog/website is only made available for educational purposes. It is designed to give visitors general information and a general understanding of select financial topics. It is not intended to provide specific financial or investment advice. Conduct your own due diligence or consult a licensed financial advisor/broker before making any and all financial/investment decisions.
Avoiding “Lifestyle Inflation” After You Earn a Pay Raise
Earning more money isn’t a bad thing, but it can lead to “lifestyle inflation.” This is the idea that you’re bound to spend more money if you make more money.
The Importance of Having an Emergency Fund
If you have medical expenses or a car repair, the emergency fund can be a buffer, preventing you from falling behind on other payments because of one big bill. Here’s what you’ll need to know about emergency funds.
How To Save For Your Dream Home
Two different surveys from Homes.com and Northshore Fireplace polled 2,000 Americans about what makes up their dream home. Both results were well above Zillow’s April 2018 median home value of $215,600. But just because your dream home might be pricey, it does...
Money Management Tips for Recent Grads
So, you have just graduated and you are searching for your first full-time job. Saving money might not be the first thing that comes to mind. It is easy to think there is plenty of time to worry about that once you are older and earning a steady income, but the truth...
Personal Finance Books for Young Families
Settling down and starting a family can prove to be one of life’s most exciting adventures. However, like all things, it does not come without its fair share of hardships. For young families that are expanding, an especially large pain point is, without a doubt,...
How to Determine if You Are Financially Savvy
When one thinks of someone who is especially bad at money management, they often think of an individual with no restraint, who spends their money on frivolous items, has an empty savings account, and can easily max out a credit card. However, it is important to note...
What is Behavioral Finance?
A new and upcoming field, behavioral finance has made its way to the forefront of conversations related to consumers and the less predictable decisions they make. Most people are not yet familiar with the term; “behavioral” often is associated with the field of...
How to Combat Your Credit Card Debt
When utilized properly, credit cards can be helpful assets. After all, they can provide cardholders with rewards like cash back and travel perks. However, it is has become all too easy to misuse these accounts, whether by carrying a balance for too long and accruing...
Financial Planning Tips For Every 20-Something
Often times, one’s 20s are filled to the brim with major milestones — from graduating college and entering the workforce to settling down and even starting a family. Although each of these life events are exciting in their own right, they come with a host of major...