by Saagar Gupta | Jun 13, 2018 | Blog, Finance | 0 Comments
Settling down and starting a family can prove to be one of life’s most exciting adventures. However, like all things, it does not come without its fair share of hardships. For young families that are expanding, an especially large pain point is, without a doubt,...
by Saagar Gupta | Jun 11, 2018 | Blog, Finance | 0 Comments
When one thinks of someone who is especially bad at money management, they often think of an individual with no restraint, who spends their money on frivolous items, has an empty savings account, and can easily max out a credit card. However, it is important to note...
by Saagar Gupta | May 18, 2018 | Blog, Finance, Investing | 0 Comments
A new and upcoming field, behavioral finance has made its way to the forefront of conversations related to consumers and the less predictable decisions they make. Most people are not yet familiar with the term; “behavioral” often is associated with the field of...
by Saagar Gupta | May 16, 2018 | Blog, Finance | 0 Comments
When utilized properly, credit cards can be helpful assets. After all, they can provide cardholders with rewards like cash back and travel perks. However, it is has become all too easy to misuse these accounts, whether by carrying a balance for too long and accruing...
by Saagar Gupta | Apr 25, 2018 | Blog, Finance | 0 Comments
Often times, one’s 20s are filled to the brim with major milestones — from graduating college and entering the workforce to settling down and even starting a family. Although each of these life events are exciting in their own right, they come with a host of major...
by Saagar Gupta | Apr 23, 2018 | Blog, Finance | 0 Comments
In recent years, Americans have slowly but surely discovered the errors of their ways and made a better attempt at saving for large milestones, such as purchasing a house, paying off student loans, and enjoying a comfortable retirement. However, there is still much to...
by Saagar Gupta | Mar 23, 2018 | Blog, Finance | 0 Comments
At the beginning of the 20th century, employer-sponsored pension plans were the very backbone of retirement, providing older Americans the financial stability they required to live comfortably and with dignity. That promise seemed to fade as the Great Depression...
by Saagar Gupta | Feb 28, 2018 | Blog, Finance | 0 Comments
Credit card debt has swiftly become an epidemic in the United States, and it does not appear to be going away any time soon. After all, Americans’ total debt reached a record high — $13.1 trillion — just earlier this month. Additionally, new research has found that...
by Saagar Gupta | Jan 28, 2018 | Blog, Investing | 0 Comments
At a time when pertinent information is more accessible than ever before, it seems as though our nation’s financial literacy has never been more inadequate. After all, our collective credit card debt has broken records, surpassing $1 trillion at the end of 2017....
by Saagar Gupta | Jan 2, 2018 | Blog, Investing | 0 Comments
Upwards of 85 percent of Americans believe owning a house is a solid financial decision, as well as an excellent long-term investment. However, those who are statistically in the home-buying stage of their lives find themselves still renting, or feeling wary of making...
