Saagar Gupta | Blog
This blog/website is only made available for educational purposes. It is designed to give visitors general information and a general understanding of select financial topics. It is not intended to provide specific financial or investment advice. Conduct your own due diligence or consult a licensed financial advisor/broker before making any and all financial/investment decisions.
How Investing Too Conservatively Can Hinder Financial Success
To avoid losing money, there can be a temptation to invest conservatively. While it may seem practical, being overly conservative comes with consequences.
How to Determine Your Net Worth
One of the leading indicators of financial fitness is net worth. It’s possible to have a positive or negative net worth, and the higher the number to the positive side of the ledger, the better.
5 Best Personal Finance Apps to Download in 2019
For anyone who needs a helping hand in the personal finance department this year, here are 5 apps that can steer you in the right direction.
How to Budget for Your Holiday Spending
For many individuals, holiday spending can get out of control if they don’t incorporate gifts into their existing budget.
3 Ways to Protect Your Bank Account Online
As we dive deeper into the digital age, accessing our bank accounts and other financial data online becomes more of a necessity than a privilege. While online banking is more convenient, it also exposes us to greater identity theft risks.
Investing Tips for Busy People
For many, investing excess cash is a worthwhile venture. Luckily, there are effective strategies to invest money in a prudent manner without spending a lot of time doing so.
Avoiding “Lifestyle Inflation” After You Earn a Pay Raise
Earning more money isn’t a bad thing, but it can lead to “lifestyle inflation.” This is the idea that you’re bound to spend more money if you make more money.
The Importance of Having an Emergency Fund
If you have medical expenses or a car repair, the emergency fund can be a buffer, preventing you from falling behind on other payments because of one big bill. Here’s what you’ll need to know about emergency funds.
How To Save For Your Dream Home
Two different surveys from Homes.com and Northshore Fireplace polled 2,000 Americans about what makes up their dream home. Both results were well above Zillow’s April 2018 median home value of $215,600. But just because your dream home might be pricey, it does...