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Tips On Negotiating A Lower Interest Rate

Tips On Negotiating A Lower Interest Rate

When it comes to paying credit card debt, your interest rate is always important. Maybe you opened your account at a time when your credit wasn’t the greatest and even though it’s better now, you’re probably still paying a higher rate than needed. The average credit...
How to Determine Your Net Worth

How to Determine Your Net Worth

One of the leading indicators of financial fitness is net worth. It’s possible to have a positive or negative net worth, and the higher the number to the positive side of the ledger, the better. The process for figuring out net worth is actually quite simple....
5 Best Personal Finance Apps to Download in 2019

5 Best Personal Finance Apps to Download in 2019

According to statistics from 2018, approximately 37% of people planned to include “saving (more) money” as part of their New Year’s resolution. However, that is sometimes easier said than done. For anyone who needs a helping hand in the personal finance department...
How to Budget for Your Holiday Spending

How to Budget for Your Holiday Spending

For many individuals, holiday spending can get out of control if they don’t incorporate gifts into their existing budget. Gift-giving is a wonderful part of the holiday season. With the proper preparation, a person can feel comfortable when they spend money on...