Most Americans dream of homeownership, and many of them eventually achieve it. Doing so is often the biggest single financial transaction of a person’s life, and the benefits are enormous in terms of generating wealth and monetary stability throughout their...
A new and upcoming field, behavioral finance has made its way to the forefront of conversations related to consumers and the less predictable decisions they make. Most people are not yet familiar with the term; “behavioral” often is associated with the field of...
When utilized properly, credit cards can be helpful assets. After all, they can provide cardholders with rewards like cash back and travel perks. However, it is has become all too easy to misuse these accounts, whether by carrying a balance for too long and accruing...
In recent years, Americans have slowly but surely discovered the errors of their ways and made a better attempt at saving for large milestones, such as purchasing a house, paying off student loans, and enjoying a comfortable retirement. However, there is still much to...